Have you been seriously injured, or was your loved one killed in a car accident in Queens? If so, the highly skilled and compassionate Queens car accident attorneys of Hach & Rose, LLP are ready to help you and your family. Don’t try to handle your car accident case alone or fail to pursue the compensation you are entitled to. The experienced car accident lawyers at Hach & Rose, LLP will do everything they can to ensure you get the full and fair compensation you deserve for your injuries.
With most car crashes, a party (or parties) failed to exercise adequate care and caution. If someone else’s negligence caused the car accident, you should not have to pay for your medical expenses, vehicular repairs, and other costs. You also should not have to worry about how you will pay your living expenses and support your loved ones if you have been forced to miss work. Don’t let someone else’s negligence or recklessness put you in a financial hole. Allow an experienced car accident attorney to help you seek compensation from the liable party or parties so you can move forward with your life following the car accident.
Before you communicate with insurance adjusters, who will no doubt try to offer a settlement worth far less than your case, contact the Queen’s car accident lawyers at Hach & Rose, LLP. Our highly skilled lawyers prepare every car accident for trial so that insurance companies know we mean business. If a full and fair settlement cannot be reached, we won’t hesitate to bring your case to trial and present evidence surrounding your case.
We have the skills, experience, and resources to handle even the most complicated car accident cases. Call (212) 779-0057 today for a free, no-obligation consultation with our knowledgeable and compassionate Queens car accident attorneys.
Common Types of Car Accidents
At Hach & Rose, LLP, our personal injury attorneys handle all types of car accidents in Queens and New York City. Some of the most common types of car accidents include:
- Head-on collisions
- Rear-end collisions
- Side-swipe accidents
- Tailgating accidents
- Crashes at intersections
- T-bone accidents
- Vehicle rollover accidents
- Hit-and-run accidents
New York’s No-Fault Law
The state of New York has a no-fault insurance system. If you are injured in a car accident, you can file an insurance claim with your own policy for medical expenses, lost income, and other costs related to the accident, no matter who was at fault. The purpose of no-fault insurance is to ensure that individuals injured in car accidents get prompt medical care. However, no-fault laws can be complex, and recovering compensation from insurance companies can be difficult. This is a major reason why it’s so important that you have an experienced Queens car accident attorney on your side. In addition, it is often necessary to file a separate claim to recover property damage and, if possible, pursue pain and suffering because no-fault insurance does not cover non-economic compensation.
No-fault insurance provides at least $25,000 per individual and $50,000 in total coverage for out-of-pocket medical expenses that result from the car accident. This coverage only covers costs related to your injuries.
Insurance policies typically cover all necessary expenses for medical treatment, such as:
- Ambulance transportation
- Emergency medical treatment
- Diagnostic imaging
- Nursing services
- Hospital stays
- Surgery and medical procedures
- Prosthetics devices
- Prescription medications
- Physical therapy and rehabilitation
- Mental health counseling
- Doctor’s follow-up visits
The no-fault system prevents car accident victims from filing a claim for the costs of their medical bills against the other driver in an accident. Personal injury claims and lawsuits are only allowed when showing that your injuries surpass the serious injury threshold. If your injuries are “serious,” you may have a claim against the liable party that caused the car accident.
Examples of injuries deemed to be serious include:
- A severe disability lasting over 90 days
- Fracture
- Disfigurement
- Permanent disability
- Organ damage
- Permanent limited use of a body part
If you’re able to file a personal injury claim against the other driver, you can pursue types of compensation unavailable to you in no-fault insurance, such as pain and suffering and other types of non-economic compensation.
Types of Compensation You Could Recover
You may be entitled to financial compensation if you have suffered injuries due to a car accident due to someone else’s negligence. Common types of compensation you may be able to recover include:
Medical Expenses
You may be entitled to compensation for any medical costs related to the car accident. Permanent injuries will typically require expensive long-term care.
Compensable medical expenses include:
- Doctor examinations
- Hospital stays
- Emergency Room visits
- Surgeries
- Ambulance fees
- X-ray, CT Scan, MRI, and other diagnostic expenses
- Physical therapy
- Cognitive therapy
- Medical supplies
- In-home health care
- Long-term medical care
- Prescription medications
- Other medical expenses caused by the car accident
Lost Wages
If you had to miss work following a car accident to recover or undergo medical care, the lost wages would be calculated and included in your injury claim.
Loss of earning capacity
If the injury in the car accident prevents you from working at the same occupation – or from being able to work at all – you could claim loss of earning capacity.
Pain and Suffering
Pain and suffering is a type of non-economic compensation. This type of compensation is more difficult to quantify than economic compensation, like medical bills, which have a specific dollar amount. The amount of compensation for pain and suffering a car accident victim receives is generally influenced by several factors, including medical expenses and expert testimony.
Disfigurement
If the car accident has rendered you permanently disfigured, you may seek damages for the pain and suffering caused by the disfigurement.
Call a Queens Car Accident Lawyer
Being involved in a car accident can be stressful and overwhelming. If you have been injured in a car accident in Queens, you may be worried about recovering from serious injuries, missing work and paychecks, and being unable to pay your bills. You likely don’t have the time and energy to deal with the insurance company. This is where a skilled Queens car accident lawyer can help. The skilled attorneys at Hach & Rose, LLP will fight tirelessly for the full and fair compensation you deserve for your injuries. Call Hach & Rose, LLP now at (212) 779-0057 for a free and confidential consultation.